U10, U11, and J2: The Checkups That Come After U9, and Why Your Krankenkasse Might Say No
The standard U-Untersuchungen sequence officially ends at U9, around age 5, but three additional checkups exist beyond it, U10 around age 8 to 9, U11 around age 10 to 11, and J2 around age 17 to 18, and the detail that trips families up is that these aren't automatically covered the way U1 through U9 are. Unlike the core sequence, which every statutory Krankenkasse covers as a baseline benefit, U10, U11, and J2 are only reimbursed if your specific Krankenkasse has a separate contractual agreement (Selektivvertrag) covering them, meaning coverage genuinely varies by insurer rather than being a nationwide guarantee. Some Krankenkassen, including AOK Bayern through its own arrangement, cover all three across the entire service area, but this isn't universal, and assuming your insurer automatically covers these the way it covers U1-U9 is a real, avoidable mistake. Before booking, it's worth calling your Krankenkasse directly to confirm current coverage for these three specific checkups.
The Official Rule
Families whoâve diligently tracked every U1 through U9 appointment sometimes assume the checkup schedule simply ends there, or that whatever comes next works the same way the earlier exams did. Neither assumption is quite right, and the specific difference is worth understanding before booking anything.
Three additional checkups exist beyond the standard sequence: U10 around age 8 to 9, U11 around age 10 to 11, and J2 around age 17 to 18. According to kindergesundheit-info.deâs own explanation of where these fit in the broader schedule, these exams were added specifically to cover school-age and adolescent developmental, behavioral, and health topics that the core U1-U9 sequence and the J1 checkup donât fully address, theyâre a genuine expansion of the schedule, not a repeat of earlier content under a new name.
| Checkup | Typical age | Coverage |
|---|---|---|
| U10 | 8-9 years | Depends on your Krankenkasse's own agreement |
| U11 | 10-11 years | Depends on your Krankenkasse's own agreement |
| J2 | 17-18 years | Depends on your Krankenkasse's own agreement |
Hereâs the detail that catches families off guard: unlike U1 through U9, which every statutory Krankenkasse must cover as a baseline benefit, U10, U11, and J2 arenât automatically covered the same way. Coverage comparisons of German statutory insurers show that these three checkups are only reimbursed if your specific insurer has entered into a separate contractual agreement (a Selektivvertrag) covering them, meaning genuine coverage varies from one Krankenkasse to another rather than being guaranteed nationwide.
AOK Bayern is one insurer that does cover all three, through its own arrangement across its entire service area, which is a meaningfully favorable position for families insured there. But this isnât universal across insurers, some cover only one or two of the three, others donât cover them at all, so treating your U1-U9 coverage experience as a reliable predictor for U10, U11, or J2 is a genuine, avoidable mistake.

What Real People Say
Parents describe assuming these later checkups would simply be covered the same way U1 through U9 always were, only to discover at the appointment, or on a subsequent bill, that their specific Krankenkasse hadnât signed on to cover a particular one. The practical lesson that comes up consistently: a single phone call to your Krankenkasse before booking U10, U11, or J2 specifically, confirming current coverage for that exact checkup, avoids an unpleasant billing surprise after the fact.
Families who confirmed coverage in advance describe the actual checkup process itself as straightforward once that step is out of the way, the administrative uncertainty is really the only meaningfully different part of the experience compared to the earlier, universally-covered U-exams.
Step by Step
- Donât assume U10, U11, or J2 are automatically covered the way U1-U9 were, treat each one as needing its own coverage confirmation.
- Call your Krankenkasse directly before booking, and ask specifically about coverage for U10, U11, and J2 individually, since coverage can differ between the three.
- If youâre insured with AOK Bayern, coverage for all three is generally in place, but confirm current terms directly rather than assuming indefinitely.
- If your Krankenkasse doesnât cover a specific checkup, ask your Kinderarztâs practice about the likely out-of-pocket cost before deciding whether to proceed.
- Keep these three checkups on your calendar alongside the core U1-U9 schedule, even though their coverage mechanics differ, the developmental value of each is still worth tracking.
Compliance Note
This page explains the general framework for U10, U11, and J2 checkups and their coverage status in Germany, current as of mid-2026. It is not medical or insurance advice. Coverage varies by individual Krankenkasse and can change, confirm current terms directly with your insurer before booking.
FAQ & Common Pitfalls
Is U10 just a later version of U9, or does it check different things?
U10, U11, and J2 exist specifically to cover gaps in the standard sequence, school-age and adolescent developmental, behavioral, and health topics that the core U1-U9 exams (which end around age 5) and J1 (around age 12-14) don't fully address. They're a genuine addition to the schedule, not a renamed repeat of an earlier checkup.
Our Krankenkasse covered all our U1-U9 checkups without any issue. Will U10 work the same way?
Not necessarily, and this is the detail worth checking before assuming otherwise. U1 through U9 are baseline statutory benefits every Krankenkasse must cover. U10, U11, and J2 are different, they're only covered if your specific insurer has entered into a separate contractual agreement (Selektivvertrag) for them. Some insurers cover all three, others cover only some or none, so checking directly with your own Krankenkasse before the appointment is genuinely necessary.
We have AOK Bayern. Are we covered?
AOK Bayern covers U10, U11, and J2 through its own arrangement across its entire service area, according to available coverage comparisons. This is a genuinely favorable position compared to some other insurers, but it's still worth confirming current terms directly with AOK Bayern before booking, since coverage details can be updated.
What happens if we book one of these checkups and our Krankenkasse doesn't cover it?
You'd likely be responsible for the cost out of pocket, since these checkups fall outside the mandatory baseline benefit that covers U1-U9. This is exactly why calling your Krankenkasse to confirm current coverage before booking, rather than assuming it works the same as the earlier checkups, is worth the few minutes it takes.